OBITUARY Marie J Ciampa Cummings 81

first_imgWILMINGTON, MA — Marie J. (Ciampa) Cummings, age 81, of Reading, passed away on August 17, 2019.Marie was the beloved wife of Richard D. Cummings, devoted mother of Richard D. Cummings, Jr. & his wife Lisa, Maria Cummings & her wife Jean Cummings and Gina M. Cummings & her husband Andrew J. Gioia, Jr. all of Wilmington, loving “Grandma” of Richard D. Cummings, III & his wife Kristen, Eric Cummings & his wife Sakara, Joseph M. Cummings, Maria R. Cummings, Anthony R. Cummings and Nicholas W. Cummings, cherished daughter of the late Nicholas and Aurora (Andriotti) Ciampa, dear sister of Nicholas Ciampa of Cambridge and the late Aurora Campana. Marie is also survived by many loving nieces, nephews and cousins.Family and friends will gather at the Nichols Funeral Home, Inc., 187 Middlesex Ave., (Rte. 62), Wilmington on Friday, August 23rd at 9:00 a.m. followed by a Mass of Christian Burial at St. Thomas of Villanova Church, 126 Middlesex Avenue, Wilmington at 10:00 a.m. Interment will follow in Wood End Cemetery, Franklin Street, Reading. Visiting hours will be held at the Funeral Home on Thursday, August 22nd from 4:00-8:00 p.m.Memorial donations in Marie’s name may be made to the Alzheimer’s Association, 309 Waverly Oaks Road, Waltham, MA, 02452.Marie J. (Ciampa) Cummings(NOTE: The above obituary is from Nichols Funeral Home.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedOBITUARY: Pauline F. (Lascelles) Capps, 86In “Obituaries”Wilmington OBITUARIES (Week of August 18, 2019)In “Obituaries”OBITUARY: Maureen F. (McKenna) McHugh, 80In “Obituaries”last_img read more

Gold climbs to near threeweek high on safehaven demand

first_imgGold jumped to its highest in nearly three weeks on Monday as Asian equities slid and the dollar held close to six-month lows, burnishing demand for the safe-haven metal.Weak economic data and uncertainty over U.S. monetary policy have sparked risk-averse sentiment in the market, underpinning demand for safety assets such as gold and the Japanese yen, which is trading near levels not seen since 2014.Spot gold rose to $1,250.46 an ounce early on Monday, its highest since March 22. It later pared some gains to trade up 0.8 percent at $1,249.70 an ounce by 0202 GMT, following its best weekly gain in five weeks last week.”Markets are still jittery about what’s going on in the global economy and gold is the preferred safe-haven,” said OCBC Bank analyst Barnabas Gan.Gold will remain elevated in the short term, Gan said, but he expected the metal to give back some of its gains later in the year as the Federal Reserve carried out two rate hikes.Higher rates would weigh on gold by lifting the opportunity cost of holding non-yielding bullion.Waning expectations for further rate increases this year helped gold to its best quarter in nearly 30 years in the three months to March.Fed Chair Janet Yellen on Thursday said the U.S. economy is on a solid course and still on track to warrant further interest rate hikes. The U.S. central bank raised rates in December for the first time in nearly a decade.New York Fed President William Dudley on Friday said the central bank must approach further rate hikes cautiously and gradually because of lingering external risks to the U.S. economy, despite some strength at home and welcome hints of inflation.The dollar slid 0.15 percent against a basket of major currencies, falling close to last week’s low of 94.015, also the lowest since mid-October.MSCI’s broadest index of Asia-Pacific shares outside Japan eased 0.4 percent, while Japan’s Nikkei stock index fell nearly 2 percent.Data on Friday showed hedge funds and money managers cut their net long positions in gold futures and options in the week to April 5, but still not far from a two-month high.Assets in SPDR Gold Trust, the world’s largest gold-backed exchange-traded fund, fell 0.22 percent to 817.81 tonnes on Friday.last_img read more

Automation Is Expected to Create Jobs but Only You Can Make Sure

first_img 6 min read Growing a business sometimes requires thinking outside the box. Free Webinar | Sept. 9: The Entrepreneur’s Playbook for Going Global March 2, 2018 As workers, we have many job-related rights. What we don’t have is the right of continued employment. Whether that should change is another topic. But what we do have is the desire to better ourselves and be forward thinking.It doesn’t take much forward thinking to realize that today’s jobs are becoming automated. Robots? Check. Artificial intelligence combined with Internet of Things devices? Check. They are coming and in ways we never thought possible 10 years ago. Who would have thought we’d be talking to chat boxes for customer service, for example?In general, automation is riding a wave as employers perceive better productivity and lower costs as benefits. Does this move toward a digital workforce mean fewer jobs? Leading economists argue the opposite, that automation will actually increase jobs.History tells the tale.Economists point to history to show that automation actually creates jobs. As odd as it sounds, as automation speeds up a task, humans come in to do the surrounding tasks that have not been automated. For example, in the 1920’s when automation helped increase cloth weavers’ production by 50 perfect, the price of cloth went down, increasing demand, which in turn increased the number of weavers needed.Related: Advancing Automation Means Humans Need to Embrace Lifelong LearningA more recent example would be in the banking industry with automated teller machines (ATMs). When ATMs came into use, the number of bank tellers in 1988 was 20 per branch. This fell to 13 per branch in 2004. However during that same period, banks opened up 43 percent more branches and the overall number of bank-teller jobs increased.Millennials, Baby Boomers — we are all at risk.It doesn’t really matter your age or career stage, you are in to be impacted. An estate planning attorney who, for the last 20 years, successfully ran his own practice can suddenly find that an app replaces his services. A young mechanical engineering graduate may find jobs scarce due to advances in CAD and 3D printing. In fact, the coming wave of robots, cognitive computers and artificial intelligence can impact blue- and white-collar jobs equally.What is different than in the days of weavers and ATMs is that the jobs required now and in the future require higher-level skills. If an argument is to be made against digital transformation, it is that the divide between high-level skills and low-level skills will become wider, with little or no middle ground.Related: Don’t Worry So Much. Robots Are Mostly Doing the Work People Hate Anyway.It doesn’t help to dwell on it without taking any action. What sets you apart is what you are willing to do about it.Ask for job training in a new area.Your current employer is probably thinking about ways to increase productivity through automation. One of the first things (hopefully) they are thinking about is the kind of skills they need. Talk to your manager, HR and IT to see what is happening. Find out if they plan to offer job training to transition valuable workers to new skills. If they are not, that may be a sign for you to look elsewhere soon.Get trained in an area that interests you.Doctors and nurses are required to attend courses to stay up to date in the medical field, yet for some reason, most other jobs don’t have that requirement. But there are community colleges and online courses that can provide you with the skills that will be in demand at your place of employment or elsewhere.Perhaps you are interested in gadgets and can learn about how robots work and how they are being used to automate repetitive steps in manufacturing. It might inspire you to use robots in your work.Be the person who starts a digital initiative.Perhaps your current role gives you an inside perspective on how things could be more efficient if only, if only….(fill in the blank). Research what it would take to implement your idea and suggest it. Be politely persistent if your immediate manager is cold to the idea and take your ideas to higher levels.At worst, you will be recognized as someone with forward-thinking ideas and someone who is ready to adapt. At best, you actually get to implement your idea, proving your digital aptitude and penchant to be part of the digital transformation.Become digitally literate.Are you the person always trying new things and trying out new gadgets? Lead a lunch session to introduce new digital things to your colleagues. Getting used to new things, to constant change not only stimulates the mind but it also prepares people to accept new processes and to think about how to apply the concepts into their own daily work.Embrace your robotic overlord.In many cases, automated processes and humans can co-exist. The main reason for robotics is that it can do things better than humans. Robots are especially good at repetitive actions — they don’t get tired and make mistakes. They are also good at doing two different things at once where correlations can be observed. But embrace it, because they are doing the boring stuff, freeing you up to do the more fulfilling work.Related: Here’s How This Company Is Adding Robots But Also Keeping Its WorkersIt’s natural to be a bit nervous about where all this technology is going to take us and the impact it will have on our careers, whether we are just embarking on a career or well entrenched in the working world. After all, researchers predict there is a 50 percent chance that machines will be capable of taking over all human jobs in 120 years. The same article has some startling predictions of what will happen within the next 10 years.But knowledge is power, and taking proactive steps to ensure your skill set matches what is needed in the future can give us a sense of control. You might find a new, exciting career in the process. Opinions expressed by Entrepreneur contributors are their own. Register Now »last_img read more

Sunwings daylight savings sale ends tonight plus earn double STAR points

first_img TORONTO – To make the end of daylight savings a little less depressing, Sunwing is offering up to 50% off a wide selection of all-inclusive vacation packages to top-rated resorts throughout the Caribbean, Mexico and Central America.The offer is available until midnight today (Nov. 7). Included in the sale is the recently renovated and refreshed Playa Dorada Beach Resort, one of Sunwing’s most popular Smile Resorts featuring a kids club, two pools and complimentary activities. Clients can also take advantage of a 20% discount on spa treatments at the on-site spa, while golfers have the option of pre-booking their tee times at the nearby golf course with Sunwing for a discounted price.In addition, from now until Nov. 30, Sunwing is offering agents double the STAR points when they confirm vacation packages to Be Live Hamaca properties between Dec. 12, 2016 and April 30, 2017.What’s more, agents who book vacation packages to Be Live Experience Hamaca Beach can win a seven-night all-inclusive vacation for two to any of the three Be Live Experience Hamaca properties. Each booking made throughout November to Be Live Experience Hamaca Beach, Be Live Experience Hamaca Garden, or Be Live Experience Hamaca Suites will earn agents more chances to win.More news:  Save the dates! Goway’s Africa Roadshow is backPlus, agents can earn 10% commission at source when they book vacation packages or air to La Romana throughout November.To sweeten the deal for clients who book Be Live Experience Hamaca Beach between Nov. 1-10, Sunwing is including a free excursion to explore Santo Domingo in the Dominican Republic. The resort is easily reached with Sunwing’s twice weekly flight service from Toronto to La Romana.For more information go to sunwing.ca. The Canadian Press Share Posted by Sunwing’s daylight savings sale ends tonight, plus earn double STAR pointscenter_img Tags: Sunwing << Previous PostNext Post >> Monday, November 7, 2016 last_img read more