CUNA seeks credit union participants for Phase 2 of important regulatory cost study

first_imgCUNA announced today that it is launching the second phase of its study, together with Cornerstone Advisors, of the costs of regulatory burdens credit unions face.The assessment is intended to give CUNA an accurate dollar figure for compliance costs that will be used to advance regulatory relief in the legislative and regulatory arenas.“The goal of the study is to develop a rigorous estimate of the total costs of regulatory burden,” said CUNA President/CEO Jim Nussle. “We believe this first-ever complete and rigorous catalogue of regulatory costs will be a vital tool in rolling back regulatory burden.”Phase I of the study was a deep-dive look at three credit unions of different sizes.Phase II is based on what CUNA and Cornerstone Advisors learned in the first phase, and will gather information about increased expenses, lost revenue and lost productivity across all areas of the credit union. The detailed information required will likely take an investment of up to two business days to gather the data and complete the survey. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Chicago lowdown

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

European schools reopen with smaller classes, shorter lessons

first_imgWhile children in general face less severe virus symptoms than do adults, they can infect older family members who live in the same household who are “very, very vulnerable,” said Rodrigo, the spokesman of a parents group representing some 60 area families that share his concerns.”It’s a time bomb,” he said, adding children will respect social distancing rules for “the first ten seconds”.His group is one of several in Spain, which has one of the fastest virus growth rates in Europe, that wants the government to make it possible for pupils to attend classes remotely until a vaccine or treatment for Covid-19 is found.But the Spanish government insists children, who have not seen a classroom since March when online learning replace in-person teaching due to the pandemic, must attend classes when schools re-open in September. Topics : It announced Thursday that all children above the age of six will be required to wear masks at all times while in school.Italy, Europe’s first virus hot spot, requires masks for children over six only when they can’t respect social distance while Greece has made it mandatory for all students.The importance of using masks in school during a pandemic is “as obvious as is the use of a seat belt in a car or the need to vaccinate your children,” Greek Education Minister Niki Kerameus said. ‘Done nothing’ Some countries have also reduced class sizes to ensure children keep a safe distance from each other.In Greece, which has avoided the worst of the pandemic so far, classes can have no more than 17 students while Serbia and Bosnia have set the limit at 15.In Spain the Madrid region announced Tuesday that it would hire nearly 11,000 more teachers and set up makeshift classrooms in schoolyards to bring class sizes in primary schools down to 20.But Mercedes Sardina, a teacher’s representative with the CCOO union in Fuenlabrada on Madrid’s southern outskirts, said she doubted this would be possible, likening it to trying to stage a wedding in three days “when you have done nothing. You haven’t even bought your dress.””Teachers are very frightened. And the students and parents too,” she added.Spain’s student union has called a strike on September 16, 17 and 18 to decry funding shortages and reject the “improvisation” of the start of the school year.While Ana da Silva, a 42-year-old language teacher in Fuenlabrada, said she was also not sure Madrid could reduce class sizes as promised, she was keen to return to in-person schooling.”I need to see my students, connect with them. We know their dreams, their joys, their frustrations,” she said.center_img 20 minute lessons Among other measures in place are staggered start times, rules requiring frequent hand washing and shorter lessons — just twenty minutes long in urban areas in Bosnia.Italy has ordered 2.4 million individual desks but delivery is expected to last until October, after classes have already begun.Greece will give all primary school children their own reusable water flask so they can avoid using water fountains where the virus may linger.Britain’s chief medical officer Chris Whitty has sought to calm jitters, telling the BBC earlier this month that it looked as if “there is much less transmission from children to adults than adults to adults”. But Germany may serve as a cautionary tale. Officials closed two schools in the north of the country in early August after several cases of Covid-19 were detected in staff and students just days after classes resumed. European nations are pushing ahead with reopening primary schools despite a rise in coronavirus cases, with smaller classes, shorter lessons and mask-wearing among the steps adopted to curb infections.But many parents and teachers worry the measures are not enough, or have been adopted too close to the start of classes to be put in place properly, leading some parents to decide to keep their children at home.David Rodrigo, a 41-year-old IT specialist from the western Spanish city of Salamanca, said he would not send his two sons aged seven and nine to their school when it re-opens next month because he fears it won’t be safe.last_img read more

MidWest GeoBash 2012

first_img SharePrint RelatedGroundspeak Weekly Mailer – February 24, 2011February 24, 2011In “Groundspeak’s Weekly Newsletter”Groundspeak Weekly Newsletter – March 7, 2012March 8, 2012In “Groundspeak’s Weekly Newsletter”A Lackey’s “Thank You” after Attending a Mega-EventApril 1, 2011In “Community” Share with your Friends:More Sometimes a simple match won’t do for a Mega-Event fireGroundspeak Lackeys are traveling thousands of miles from H.Q. throughout the year to share smiles, shake hands, and make geocaching memories at nearly 20 Mega-Events worldwide. Justin Dover aka dova dov, attended the Mega-Event Midwest GeoBash 2012 (GC34GFG) The Mega-Event took place in Wauseon, Ohio. Justin has served as a Lackey since 2009 and is an engineer in IT – basically he’s one of the hamsters. Here’s Justin’s account of his adventure.Justin Dover aka dova dovBy Justin Dover:Working at Groundspeak for nearly three years, I’ve had a few opportunities to travel.  My most recent adventure was to the great state of Ohio for the 8th annual MidWest GeoBash.  For the fourth year in a row, the event has been held over four days at the Fulton County Fairgrounds in Wauseon, OH.  This venue supports several hundred campsites with access to RV hookups and shower facilities.I selected this destination over other options because of the hype for MWGB around the office.  Over the years, dozens of Lackeys have attended, and they each have stories that seemed almost too good to be true.  Lackey Raine accompanied me on this trip to make it his fifth time attending.  His previous experience and knowledge of regular attendees made for a comfortable and unforgettable experience.  When we arrived we were immediately whisked away via golf cart to meet up with main organizers, dubbed “the big three”:  Mike (Trippy1976), Sonja (-Eleanor-) and Pete (The Moop Along).  They explained the history of the event, why themes play an important role and the several venues that had come before the now permanent home at FCF.  It’s amazing how successful this non-profit event has become, and it’s all made possible through the hard work of numerous of volunteers and generous donations.Mega-Event sized JengaDuring the day, this event is like most others that I’ve attended.  Cachers walk around socializing, filling out geo-bingo cards and getting to know interesting and sometimes random facts about each other.  For the past several years, there has been a geocoin Texas Hold-em poker tournament where the buy-in is three unique, unactivated geoicoins and the lot is split among the top three finishers.  Other activities include a campfire cook-off, poker run and tons of opportunities to log new finds.Lackeys Raine and Justin at MidWest GeoBashWhat happens when the sun goes down is what separates the event from many others.  Each night, at 10pm, Matt (Lord Elwood) comes out wielding a propane ditch burner and captures the attention of the masses located near the front of the encampment.  This location holds the moniker of “Area 51”, and is typically better known for pyrotechnics, adults unwinding and rekindling friendships over a drink. With torch still in hand, the rounds are made to each of the fire pits and the wood is engulfed in flame faster than thought possible.There were other activities going on like life-sized Jenga.  Either way, you will not leave Area 51 thirsty and you will most certainly not be bored.  I felt right at home among Midwesterners. Everyone I encountered was friendly, fun, and knows how to have a great time.  As the saying goes at MidWest GeoBash “First of the day!” And I hope I get to say it again next year, especially since the theme of MidWest GeoBash 2013 is Mardi Gras.Closing Ceremonieslast_img read more

I-joists are not ductwork

first_imgWhat’s wrong with this picture?a) The rim joist is too heavily notched.b) Using framing cavities as duct runs is frowned upon by codes and professional associations.c) This passed the framing inspection.d) All of the aboveThe answer is d, all of the above.While it appears that this rim joist isn’t structural (there are studs below it), The Engineered Wood Association says that when cutting multiple holes in a rim joist, the spacing between the holes should be at least twice the length of the longest side of the longest rectangular hole. And according to Joe Lstiburek, the photographer, this also passed the framing inspection.This leaves option b, “Using framing cavities as duct runs is a bad idea.” This photo shows both stud and joist cavities being used as return air ducts. In their duct design guide Manual D, the Air Conditioning Contractors of America (ACCA) recommend not using panned joists for return ducts, and the 2006 IRC and IECC codes prohibit joist cavities for supply ducts. It’s too bad that neither does both.Framing cavities make bad duct runs because they leak and they’re connected to every part of the house via framing gaps and holes for wire and pipe. These leaks suck in air from unintended sources (outdoors, attics, garages, and crawl spaces). Along with this unintended air comes humidity, mold, dust, and whatever else is in these spaces (radon, carbon monoxide, gasoline, paint thinner, pesticides). Not only does this poison the indoor air supply, but it increases the heating and cooling loads while decreasing the efficiency of the mechanical equipment. A bad idea all the way around.—Bruce Harley is technical director of Conservation Services Group and author of Insulate and Weatherize (Taunton 2002).Photo by Joseph LstiburekGot a dumb building picture? Send it to dan[at]buildinggreen.com Ducts093.jpglast_img read more

All so difficult for Djokovic, easy for Nadal at French Open

first_imgLATEST STORIES Palace: Duterte to hear out security execs on alleged China control of NGCP Every 18 seconds someone is diagnosed with HIV Robredo: True leaders perform well despite having ‘uninspiring’ boss PLAY LIST 02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games Elsewhere on Day 6 at Roland Garros, 10th-seeded David Goffin stopped playing after turning his ankle when he tripped on a tarp at the back of the court in the first set against Horacio Zeballos; No. 5 Milos Raonic advanced when his opponent, Guillermo Garcia-Lopez, quit because of a left thigh injury; No. 20 Pablo Carreno Busta eliminated No. 11 Grigor Dimitrov 7-5, 6-3, 6-4; and No. 6 Dominic Thiem was a 6-1, 7-6 (4), 6-3 winner against No. 25 Steve Johnson, an American who generated sympathy from fans and foes as he displayed raw emotion while competing just weeks after the death of his father.In women’s play, defending champion Garbine Muguruza beat No. 27 Yulia Putintseva 7-5, 6-2, and a couple of unseeded Americans lost to seeded opponents: No. 13 Kristina Mladenovic edged Shelby Rogers 7-5, 4-6, 8-6, while No. 23 Sam Stosur eliminated qualifier Bethanie Mattek-Sands 6-2, 6-2.Sports Related Videospowered by AdSparcRead Next BSP survey: PH banks see bright horizon amid dark global recession clouds Don’t miss out on the latest news and information. Schwartzman played well during that stretch, to be sure, but the No. 2-seeded Djokovic’s biggest problem was himself.He wound up with 55 unforced errors to 43 winners, and all sorts of issues on his backhand wing, which produced 33 of those miscues, all under the watchful eye of new coach Andre Agassi.Djokovic, who completed a career Grand Slam a year ago in Paris, eventually managed to figure out how to steady his game, if not his demeanor.As Schwartzman became less proficient and complained about issues in his right hip area — a trainer came out and gave him a massage during a changeover late in the final set — Djokovic became more assertive and more accurate.Still, there were distractions.ADVERTISEMENT Pagasa: Storm intensifies as it nears PAR BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast The stark numbers on the scoreboards at Court Philippe Chatrier revealed plenty about how differently things went in the back-to-back contests Friday for defending champion Djokovic and nine-time champion Nadal. First up in the main stadium at Roland Garros was Nadal, who won 82 points and conceded merely 36 in a 6-0, 6-1, 6-0 victory over 63rd-ranked Nikoloz Basilashvili.“The score is quite embarrassing, you know,” Basilashvili acknowledged, “but I have to accept it.”FEATURED STORIESSPORTSSEA Games: Biñan football stadium stands out in preparedness, completionSPORTSPrivate companies step in to help SEA Games hostingSPORTSMalditas save PH from shutoutDjokovic followed in the main stadium and found himself in quite a bit of trouble right away against 41st-ranked Diego Schwartzman before emerging to win 5-7, 6-3, 3-6, 6-1, 6-1.While it took Basilashvili 12 games and 49 minutes just to claim a single game — which spectators greeted with a roar as he stood motionless and straight-faced — Schwartzman not only took the second game of his match against Djokovic, he grabbed the opening set, too. And then the third, to go up by two sets to one. Lacson: SEA Games fund put in foundation like ‘Napoles case’ Novak Djokovic APPARIS — From a tiff with the chair umpire to the big deficit he created and then needed to overcome in a steady rain, Novak Djokovic had an all-around difficult day at the French Open.Rafael Nadal’s journey to the fourth round, in contrast, could hardly have been easier. Indeed, his 100th best-of-five-set match on clay was also the most lopsided.ADVERTISEMENT BREAKING: Cop killed, 11 hurt in Misamis Oriental grenade blast Cayetano dares Lacson, Drilon to take lie-detector test: Wala akong kinita sa SEA Games Gavina sees potential as Rene Pacquiao gets quality numbers in debut In the fourth set, with Djokovic leading 4-0 and serving at 30-all, he was given a fault by chair umpire Carlos Ramos for multiple time violations. After the ensuing point, Djokovic stared in Ramos’ direction.Moments later, just about to face a break point, Djokovic yelled at himself, mostly in Serbian. Then, facing Ramos, Djokovic briefly lifted his racket overhead, before using it to flip a ball backward toward a ball boy.That’s when Ramos interrupted, announcing a code violation warning for unsportsmanlike conduct. Djokovic walked over and barked: “What’s wrong with you? What did I say? What did I say? What did I say? Why did you give me warning? What, do you understand Serbian?”Ramos had trouble getting a word in edgewise, but he responded: “Because of what you did. The gesture you made with the racket. This is not acceptable.”Djokovic: “Did I hit the ball in your direction?”Ramos: “No, you did not.”Djokovic: “Did I hit it? Why did you give me a warning?”Ramos: “Because of your attitude.”Djokovic: “What attitude, man?”When play resumed, Djokovic missed a forehand to drop that game. He would win 8 of 9 games the rest of the way. MOST READ View commentslast_img read more

Infosys Foundation announces Rs 1.5 cr reward to push innovation in social work

first_img(Eds: Correcting firm’s name in header)New Delhi, Oct 8 (PTI) Infosys Foundation on Monday announced Rs 1.5 crore reward to push innovation in social work following increase in funds under the government rules.”Infosys Foundation have been working since last 22 years. We had less money but thanks to 2 per cent now, which is more money. Initially whatever money was given we took care of basic things. We wanted to have innovation award but you require a good amount for that. This year we decided to get in to this area so that our innovators can get financial help,” Infosys Foundation Chairperson Sudha Murty told PTI.Under the government rules, it is mandatory for certain categories of company to spend, in every financial year, at least two per cent of the average net profits made during the three immediately preceding financial years, in pursuance of its corporate social responsibility (CSR) policy.”Last 3-4 years, we have been getting 2 per cent which is Rs 340 crore. We have been able to handle 12 national disaster like floods in Kerala, drought in Karnataka, hurricane in Andhra Pradesh…,” Murty said.Infosys Foundation, which is CSR arm of IT major Infosys, will select three individuals or non-government organisation and give them reward of up to Rs 50 lakh so that they can scale-up their work.”The Aarohan Social Innovation Awards seek to recognise and reward individuals, teams or NGOs that are developing unique solutions for the social sector that have the potential to positively impact the underprivileged in India, at scale. The vision of these awards is to accelerate innovation in the social sector, and provide a platform to help these solutions scale,” Murty said.advertisementThe award will be granted in across six categories– Healthcare, rural development, destitute care, women’s safety and empowerment, education & sports and sustainability and the application can be submitted online with 120 second videos of their work from October 15 to December 31, 2018.The winners will have an option of technical mentorship at IIT Hyderabad to help them further develop their solutions.PTI PRS PRS BALBALBALlast_img read more