Why credit unions need to emphasize digital convenience and utility

first_imgIn our weekly newsletter, we shared a short PR blurb about how Sound Credit Union recently completed a Zelle® integration. Sound Credit Union is well over $1b in assets, which raised several questions:Are other leading credit unions also late to the peer-to-peer (P2P) payments game?Is P2P capability on the 2021 roadmap for smaller credit unions?How is this even newsworthy?Well, we know the answer to the last question. Difficult cores, cantankerous online banking providers, and integration woes make P2P technology a real pain. But convenient utilities like Zelle® are increasingly necessary for credit unions…Unless you like losing market share to fintechs and big banks! continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

$4m Hamilton sale won’t be the last

first_img How to renovate in a pandemic Builder to the stars’ dream home MORE PROPERTY STORIES The two properties at 5 Quarry St, Hamilton. Photo: suppliedWith one home selling for $4 million before building even commences, there’s now only one chance left to secure breathtaking views of the city from 5 Quarry St, Hamilton. Views from 5 Quarry St, Hamilton. Photo: suppliedAward-winning designer Chris Clout has cast a spell over the elevated site, with both houses to feature a glamorous wet edge swimming pool which appears to hover above the third level balcony.Developer Hunter Hopkins delivers these luxury apartments to market in a suburb that is making a comeback after years of road works on Kingsford Smith Drive. “This expressway has hurt Hamilton prices and now it’s almost finished, prices will jump back up,” Place Ascot selling agent Patrick McKinnon said. “We’ve had a three-year hiatus and as agents we’re really excited.”Brisbane City Council expects the Kingsford Smith Drive upgrade to a six lane gateway to the city will be completed later this year. Inside 5 Quarry St, Hamilton. Photo: suppliedThe four-level, five-bedroom property at 5A Quarry St will look over Kingsford Smith Drive and out to the city from its elevated position on Hamilton Hill.The residence will have a plush master bedroom across the fourth floor with a private terrace and large ensuite.Directly below will be the main living level, with open-plan living areas supported by a kitchen, butler’s pantry and wine cellar. The outdoor entertainment terrace on this level will have the pool which overlooks the city.More from news02:37International architect Desmond Brooks selling luxury beach villa7 hours agoParks and wildlife the new lust-haves post coronavirus9 hours ago The main open-plan living area. Photo: suppliedLevel two sees the four remaining bedrooms and below this is the ground floor garage with lift to access all the levels above.Construction of the 5A and 5B, on a combined 842sq m block, is expected to be finished in the first quarter of 2021. Executive luxury at 5 Quarry St, Hamilton. Photo: supplied“The first property sold right when COVID-19 was at its peak, in a cash unconditional contract to a family with older kids,” Mr McKinnon said.“And we have another two buyers on the other house … our inquiries are off the chart.”last_img read more

Concern is real for Dodgers’ tailspin

first_imgSometimes an answered prayer can be a curse, not a blessing. It was only a few weeks ago that I had some great concerns about the state of my Los Angeles Dodgers. I was terrified. The club was coming off of a historic 52-9 run over a 61-game stretch. The bats were blazing, pitching was on lockdown mode and the Dodgers had amassed a 20-game lead on second-place Arizona in the NL West. With every home run, walk-off hit and shutdown pitching performance, I cringed more and more. I feared that the Dodgers may have been using up all of their “mojo” far too early in the campaign. Everything about this team a few weeks ago just felt too magical — it was all too ideal. Too much good was floating around the team in the dog days of summer. In casual conversations with colleagues and friends, I actually proposed the notion that the Dodgers needed a bit of controversy and failure. I pled for the Dodgers to undergo a stumbling block; a little five-game losing streak would do us some good, I thought. Maybe Yasiel Puig could even get into it with a teammate in the clubhouse and throw a punch or something? That would be a nice little storm that would rattle the heavenly ambiance which this team had. Everything was too rosy and perfect in Dodgertown. Well, it’s safe to say that my wish has been granted beyond measure. The Dodgers did in fact undergo that five-game losing spell I hoped for. The team dropped five consecutive contests at the end of August, which included getting swept by the Arizona Diamondbacks out in the desert. While others began to squirm in their chairs and on social media about the mini winning drought, I was calm and collected, assured that this team needed a healthy taste of defeat.On Sept. 1, Clayton Kershaw did snap the Dodgers’ losing streak with six innings of shutout baseball against the San Diego Padres in his first start off the disabled list. Los Angeles came away with a 1-0 win in San Diego that night. What has followed that game has been a cataclysmic pitfall in the eyes of many Angeleno sports fans. Since Sept. 2, the Dodgers have lost 10 consecutive games, the longest losing spell of any team in the majors this season. The undisputed best team in baseball for the majority of 2017 has played the poorest baseball of any team in the bigs over the past two weeks. This Dodgers team, which pulled off the winningest 50-game stretch in the majors since 1912 (43-7), is the same team which has lost 15 of its last 16 contests overall. In fact, Los Angeles has become the first team in Major League history to have both a 15-1 and a 1-15 stretch in the same regular season. That’s not the type of history you typically want to make. The 20-game division lead which the Dodgers had over Arizona on Aug. 26 has since dwindled to nine games. While the chances of a division title choke-job by the Dodgers are nearly impossible with only 19 games remaining this season, Los Angeles doesn’t want to see that gap with the Diamondbacks get any smaller. However, despite the immense struggles of late,  it must be noted that the Dodgers (92-57) still hold a four-game lead on the Washington Nationals (88-55) for home-field advantage. Looking at some of the numbers for this team, you can see why this team has spiraled the way it has. Over the past 16 games, this Dodger offense has hit at an anemic .200 clip while averaging only 2.4 runs per game. Over that span, the Dodgers haven’t been much better on the mound, either. In addition to not receiving production from offensive catalysts like Cody Bellinger and Chris Taylor, the Dodgers’ newly-acquired Curtis Grandson has hit a brutal .085 since being acquired by the team on Aug. 19. Also, many Dodger fans have been quick to note that the team is 7-17 since Adrian Gonzalez rejoined the club on Aug. 18. Over the same stretch, the Dodgers haven’t been much better on the mound, either. In his last start on Sept. 7 against the Diamondbacks at home, Kershaw wasn’t anywhere near his usual self — allowing four runs in only three and two-thirds innings of work. Overall, the Dodgers’ pitching staff has accumulated an ERA of 5.81 over the past 16 games.Now, is it time to completely hit the panic button? No. The Dodgers are still the owners of the best record in all of baseball. And with 19 games remaining, there is still a good chance that this team will hit the 100-win mark for the season if they find a way to play .500 ball through the finish line. But let me balance my optimism with some necessary pessimism: No team has ever won the World Series after undergoing a 10-game losing streak in the regular season.  All I wanted for my Dodgers was a healthy dosage of turbulence. But what I have seen instead is a brutal nosedive into the earth as the regular season’s conclusion nears, and a pressure-packed postseason commences. Angel Viscarra is a junior studying broadcast and digital journalism. His column, Viscarra’s Vice, runs Tuesdays.last_img read more

Tropical Storm Maria threatens Eastern Caribbean islands

first_imgHurricane watchJust days after several islands were battered by a powerful Hurricane Irma, a hurricane watch is in effect for Antigua and Barbuda, St. Kitts Nevis, Montserrat, Guadeloupe, Dominica, Saba and St. Eustatuius, St. Maarten and Anguilla. A Hurricane Watch is now in effect for several islands in the Eastern Caribbean as Tropical Storm Maria formed in the western Atlantic Ocean on Saturday.The Miami based National Hurricane Centre says Maria is packing maximum sustained winds of 50mph and is moving towards the Caribbean at 19 mph. Tropical Storm watchMeanwhile, a Tropical Storm Watch is in effect for St. Lucia, Martinique, Barbados and St. Vincent and the Grenadines.The National Hurricane Centre says interests elsewhere in the Lesser Antilles and the British and U. S.Virgin Islands should monitor the progress of the system.It is also expected that additional Tropical Storm or Hurricane Watches and Warnings will likely be issued on Sunday.On the forecast track, the center of Maria will be near the Leeward Islands Monday night.Additional strengthening is forecast during the next 48 hours, and Maria will likely become a hurricane on Sunday.last_img read more