Home » News » Agencies & People » Estate agency branches are ‘pointless’ says rising industry star previous nextAgencies & PeopleEstate agency branches are ‘pointless’ says rising industry starCarmel Gray makes comments during the launch of her business as a ‘power broker’ for buy-to-let lettings platform Houzen.Nigel Lewis10th July 201902,307 Views A rising star letting agent in Essex has reinforced a growing trend in the industry after telling local media that a “physical office is just pointless”.Carmel Gray (pictured, above) has said that: “I can log into my system anywhere in the world and manage the business just as effectively as I can from home.“Not having an office also cuts costs, meaning that my clients can benefit from lower fees while still receiving an exceptional service.“I personally prefer working from home, although you must be disciplined in order to do so successfully.”Gray has 16 years’ experience working in the estate agency industry and has been employed by several corporates including stints at Barnard Marcus, Sequence and Mann Countrywide.Estate agencyIn 2013 she left and founded her own estate agency, CC Gray Estates, with a friend with £5,000, a laptop and a camera but has been working solo as a freelance agent from her own ‘hub’ since 2017, working from home.Gray’s comments about the need for branches were made as she was revealed yesterday as a ‘power broker’ for London-based buy-to-let platform Houzen.The company specialises in finding tenants for buy-to-let developments and uses a network of self-employed specialists such as Gray.“Carmel is delivering just the kind of tenants that the Build to Rent sector needs – those who are seeking amenities and convenience and are prepared to pay to get what they want,” says former banker and Houzen founder Saurabh Saxena.Read more about branches and estate agents.houzen carmel gray Essex July 10, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021
View post tag: Kearsarge View post tag: Navy View post tag: ARG More than 4,000 Sailors and Marines from the Kearsarge Amphibious Ready Group (KSGARG) and 26th Marine Expeditionary Unit (26 MEU) departed from Norfolk and Little Creek, Va., and Camp Lejeune, N.C., March 11.The deployment is part of a regular rotation of forces to support maritime security operations, provide crisis response capability, and increase theater security cooperation and forward naval presence in the U.S Navy’s 5th and 6th Fleet areas of operation.The KSGARG is commanded by Capt. John B. Skillman, commodore, Amphibious Squadron (PHIBRON) 4, and is comprised of multipurpose amphibious assault ship USS Kearsarge (LHD 3) and amphibious transport dock USS San Antonio (LPD 17), both homeported at Naval Station Norfolk, and amphibious dock landing ship USS Carter Hall (LSD 50) homeported at Joint Expeditionary Base Little Creek-Fort Story, Va.“The ARG/MEU team has gone through extensive training that allows us to work seamlessly with each other,” said Skillman. “I’m confident that our partnership will allow us to successfully complete any mission we’re assigned.”The 26th MEU is commanded by Col. Matthew G. St. Clair and is comprised of the 26th Marine Expeditionary Unit, which includes a Ground Combat Element, Battalion Landing Team, 3rd Battalion, 2nd Marine Regiment; Aviation Combat Element, Marine Medium Tiltrotor Squadron 266; Logistics Combat Element, Combat Logistics Battalion 26; and its command element.The KSGARG/26 MEU team will provide combatant commanders a versatile sea-based force that can be tailored to a variety of missions, including quick reaction crisis response options in maritime, littoral and inland environments in support of the nation;s maritime strategy.[mappress]Naval Today Staff, March 12, 2013; Image: US Navy March 12, 2013 View post tag: Deploys Training & Education View post tag: Defence View post tag: News by topic View post tag: Defense View post tag: Naval USA: Kearsarge ARG Deploys Back to overview,Home naval-today USA: Kearsarge ARG Deploys Share this article
“For example, if you compare our losses against what Cambridge lost, they have lost something in the region of 80 million over the period from July 2007-July 2008. We have lost slightly more than that but over a longer period.”These setbacks come after Oxford embarked on a massive campaign for funding last year. This aimed to raise £1.25 billion to help the University compete with wealthy American rivals.Among the projects university administrators hoped to fund were the development of the old Radcliffe Infirmary site and new buildings for the Bodleian.At the time, University Vice-Chancellor John Hood stressed the importance of the drive for funding. He told his team that they “must significantly increase the University’s endowment.”The University was unable to offer precise amount of money raised to date, but a spokesman claimed that the campaign was “still going well”. However, he declined to predict the effects that the economic downturn might have on the campaign’s future.Research funding may be another victim of the credit crunch. A University statement declared that, “we are also alert to the fact that over the longer term the global downturn may well affect Oxford’s other sources of income, such as external research funding. Again, we will be monitoring the situation closely.”As a result of the economic and funding downturn a push for an increase in the tuition fees may be made.Last October, Oxford Vice-Chancellor John Hood stated that the “grave deficit” in the University’s accounts meant that a rise in top-up fees is “inevitable” if the quality of an Oxford education is to be maintained.He was supported by Malcolm Grant, chairman of the Russell Group, who expressed support for the removal of the £3,000 cap on tuition top-up fees after a review in three years time.The Government is about to begin reviewing whether the cap on student fees should be lifted to enable universities to charge “US-style” fees of up to £20,000 a year. Oxford University has revealed that it has lost more than £100 million as a result of the global economic recession. Over the course of the past year, investments in the University have fallen from £689 million to £593 million.The University’s financial statement was published on the 12th January. It covered the period July 2007-July 2008 and exposed what the University has described as a “relatively modest decline” of 5.1 percent, from £688.6m to £653.5m.However, an additional note covering the period up to October 2008 was also included “in order to meet interest in the impact of the more recent global financial downturn”. This note shows that the decline from July 2007 to October 2008 is much larger. It has fallen 14 percent, to £592.5m.These figures do not cover the losses sustained by the individual colleges, or the £30 million in savings that have remained frozen in Icelandic bank accounts since the Icelandic banking collapse last October.It is as of yet uncertain whether this will be returned to the University. A spokesperson commented that, “We’re still looking into whether that is lost money or not”However, a University statement stressed the need to “put the drop in context” and compare it to the losses sustained by the rest of Britain’s equity market.They said, “to put the drop in context, the average UK equity market fall from its peak has been in the order of 40%. Endowment returns account just 4.5% of the University’s overall income, so Oxford is much less exposed than many institutions to falls in equity markets.”Another spokesperson also stressed the need to remember that Oxford has revealed more information than many other institutions. He said: “If Oxford is going to be compared to other institutions, it is necessary to remember that we have actually given out more information than a lot of universities. Most have only produced financial statements that end earlier in the year, whereas ours goes up to October.
The 34th Street beach mat which extends to the tide line will be emulated with plans for others at the some of the city’s beaches. By Donald WittkowskiFor many beachgoers, the trips across the sand are a relative breeze, a short trek while heading for a favorite spot near the water’s edge.For others, though, the deep, powdery beach sand is like trudging through a desert, one challenging step after another. It is especially difficult for senior citizens, people with disabilities and families with young children or baby strollers.But at the 34th Street beach, a 200-foot-long blue mat made of hard plastic creates a pathway that allows everyone to walk on top of the sand instead of getting bogged down in it. The mat also makes it much easier for people in wheelchairs to gain access across the beach.In what is Ocean City’s latest project to improve access to its beaches, the long mat at 34th Street extends all the way to the high tide line and is part of a test program this summer. It offers an amenity for some, and to others, it provides the only way to easily access the beach.“I love this. I really love it how easy it is,” beachgoer Laura Tucker said as she pushed her 3-year-old daughter, Gemma, across the mat while the little girl sat in a baby stroller. “Without it, it would be so hard for me that it would be nearly impossible.”Tucker, a summer vacationer from Swoyersville, Pa., noted that the mats are also a great help to beachgoers who don’t have young children. She said longer mats would make it easier for people to lug chairs, umbrellas and other beach gear through the sand.“It’s more convenient for everyone, even people who don’t have strollers,” she said in an interview Thursday.The distinctive blue mat, made of hard plastic, sits on top of the sand to create an easy-to-walk pathway.Last summer, Brigantine installed beach mats to the shoreline at its 16th Street beach, making it possible for people in wheelchairs to get close to the ocean. Ocean City modeled the plan for 34th Street after Brigantine’s project.City officials will monitor 34th Street over the summer to see if more mats should be extended all the way to the high tide line at other beaches in town. Through the first two months of summer, the experiment at 34th Street appears to be a success, Councilman Bob Barr said.“So far, I’ve heard positive feedback from beachgoers, from residents and from the city administration,” Barr said.Barr, a Fourth Ward councilman whose district includes 34th Street, has been one of the city’s leading advocates for creating more access to the beaches. He and other members of City Council have worked with Mayor Jay Gillian’s administration on the project.Born with cerebral palsy, Barr uses a wheelchair for his mobility. He said he tried out the mat at 34th Street earlier this summer for a trip to the beach.“It worked for me,” he said. “It makes it much easier to use your own wheelchair that you’re comfortable with.”The longer beach mat at 34th Street puts people closer to the water’s edge.The extra-long mat at 34th Street serves as a trial run because it is the only one of its kind that extends all the way to the high tide line, Barr said. Ocean City has mobility mats at more than 50 beaches in town, but they are shorter than the one at 34th Street and don’t come as close to the water.The mat on 34th Street effectively creates a sitting area closer to the ocean for people in wheelchairs. City spokesman Doug Bergen said other beaches are being considered for wheelchair access and sitting areas.“Limiting factors for the expansion of the program include the need to keep the mats clear of sand throughout the day (particularly on the paths for wheelchairs), as they are extremely popular with people without disabilities, and the need to be able to remove them from the beach quickly in the event of a major storm,” Bergen said in an email.There are two more wheelchair sitting areas in Ocean City. One is at Surf Road in conjunction with a new ramp to the beach. The other is at the Ocean City Beach Patrol station between 58th and 59th streets, just off the handicap-accessible ramp to the beach, Bergen said.At 34th Street, the entire path to the beach is about 450 feet from the restrooms. About 200 feet of that pathway is a distinctive blue mat stretching out to the sitting area, Bergen said.“There are approximately 80 mat sections that make up the path and sitting area. The approximate cost of the mat material alone is $13,200,” he said.The 34th Street beach also includes dune crossovers and handrails. The city also has a program that provides beach-accessible wheelchairs at no cost.The beach-accessible wheelchairs are equipped with extra-large rubber wheels to make them easier to push through the sand. Gayla Frantz, seated in a beach wheelchair, is pushed by Dave Law, while her daughter, Danielle Frantz, right, and Christina Morales watch.Danielle Frantz, a vacationer from Philadelphia, uses a beach wheelchair for her 65-year-old mother, Gayla Frantz, who has a disability. Danielle Frantz said the beach wheelchairs can be hard to push in the sand, underscoring what she believes is a critical need for even more mobility mats.“Yes, we have problems walking through the sand,” she said. “Going back and forth to the bathroom is miserable.”Frantz, however, is happy that the 34th Street beach includes a mat that extends closer to the water.“This is quite easier, for sure,” she noted. “They should do this at more places.”Frantz’s boyfriend, Dave Law, said the deep, soft sand can be even harder to walk cross while carrying bags and other beach gear. Mobility mats that extend closer to the water would make Ocean City’s beaches even more popular with vacationers, he believes.“I think it would encourage more people to come here,” Law said.Beach wheelchairs equipped with extra-large rubber wheels are available outside the first aid station at the entrance to the 34th Street beach.
Last year, an absolutely mind-blowing lineup of musicians descended on the Merriweather Post Pavilion in Cumberland, MD for a tribute to the late great Jerry Garcia. Included in the celebration were all four surviving members of the Grateful Dead – Bob Weir, Mickey Hart, Bill Kreutzmann and Phil Lesh – as well as scene fixtures like moe., The Disco Biscuits, Widespread Panic, Jimmy Cliff, David Grisman, Eric Church, Bruce Hornsby, Yonder Mountain String Band and more!Today, organizers Blackbird Presents have unveiled plans to release Dear Jerry for both video and audio on October 14th. In anticipation, they have released the first official video from the event, a performance of “Touch Of Grey” led by Bob Weir. Watch the video, which premiered on Rolling Stone, streaming below.You can also watch the trailer for the new film release, below.The full concert film will be 150 minutes long, and there will be DVD, Blu-Ray, CD, and digital download options available. We can’t wait to watch! For more information, head to the official Dear Jerry website. You can also revisit the performance with our photo gallery below, as curated by photographer Erik Kabik. Load remaining images
Patagonia plans to do for food what they’ve done for apparel — put people and the environment first, not profits. Here, Patagonia founder Yvon Chouinard explains the concept and tells the secret of his favorite energy food, Tsampa.
5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Tyler Miller Tyler has a passion for communicating financial issues in a manner that is accessible and even delightful. He was an inaugural member of Insights from Leaders, a global education platform … Web: www.lsc.net Details #springdress HAVE TO HAVE @wetsealWe all enjoy a great sale, or finding out that what we are looking for just went on clearance. Shopping is a sport for many young people and adults alike. Products like LSC’s NewGen prepaid debit card can help your members save their teens from a lifetime of financial crisis.As most parents know, you can’t pick who your kids date, but you can choose how they spend money. Providing several options and products for your members, enables them to pick what is best for them and their family’s financial future.Patty Smith, SVP at LSC mentioned, “I love this product for our credit unions and their members. It is an easy and secure way to empower young people and set financial limits.” So, if your member’s teen might have aspirations of a Kardashian sized clothing closet – a prepaid credit card product might be the perfect gift.Prepaid cards enable users to get creative with their finances and learn that a sale does not mean FREE, but maybe by reloading their prepaid credit card product with money earned from a couple extra hours of babysitting those shoes just might make it in the closet.Being on a financial diet is a reality for most and having the right tools at the right time can help make life a lot easier and convenient for your members. There are several options to explore which can pave the way to financial independence for teens. Plus, studies have found that when people are faced with financial limits they are more frugal.
Arsenal paid Lille £72million last summer to sign Nicolas Pepe (Picture: Getty)‘I wouldn’t want to say any more as I respect the player too much. The mechanism I have in place, and we saw that work so well with Nico [Nicolas Pepe], is that I have a certain price in mind for a player, and at the end of the day it’s the player’s choice to go and play where he wants to play – that’s the respect that I have for them.‘I feel he is among the top five dominant central defenders in Europe right now. His statistics, which aren’t well covered outside of France, shows that his percentage for winning duels is pretty unheard of in a league that’s extremely physical.More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing Arsenal‘He’s an absolute machine, so to me, he’s well on his way – if not this year – to potentially a really big club. I’m certain he’s on his way to the Brazilian national team at some point.‘He’s been linked to two clubs in the UK and he’s clearly been linked to other clubs that have either enquired or moved forward with proposals for him. But we’re not in a hurry and we’re not playing right now. The player isn’t on the pitch.’MORE: David Luiz reveals his doubts about Arsenal after Chelsea transferMORE: Barcelona boss Quique Setien makes U-turn over Philippe Coutinho’s future amid Chelsea interestRead the latest updates: Coronavirus news live Comment Advertisement Chelsea and Arsenal transfer target Gabriel set to join ‘really big club’ confirms Lille president Lille defender Gabriel has been linked with a number of Premier League clubs, including Chelsea and Arsenal (Picture: Getty)Lille president Gerard Lopez believes Gabriel Magalhaes is on course to join a ‘really big club’ amid interest from the likes of Chelsea and Arsenal.The Brazilian centre-half impressed against Frank Lampard’s side in the Champions League this season and is a former teammate of Arsenal’s record signing Nicolas Pepe.Mikel Arteta has overseen a significant improvement in Arsenal’s defence since his appointment in December and reinforced his backline with the loan additions of Cedric Soares and Pablo Mari in January, but is believed to remain keen on strengthening further in that area of the pitch.Lampard, meanwhile, has chopped and changed his central defenders this season but has failed to find a settled combination. Everton are also among the Premier League clubs chasing the 22-year-old’s services and Lopez believes whoever eventually signs the player will be getting a ‘machine’.AdvertisementAdvertisementADVERTISEMENTHe told Sky Sports: ‘It’s true that he would like to go and try something else out. We haven’t taken that decision yet, but he’s received a number of offers. I feel he’s closer to one club than others, but nothing’s done yet so we’ll see. Advertisement Metro Sport ReporterFriday 17 Apr 2020 7:40 amShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link2.8kShares
First Lady Frances Wolf, Press Release, Public Health, Substance Use Disorder Hanover, PA – First Lady Frances Wolf and Secretary Ted Dallas today visited Family First Health, a center of excellence, to discuss the Wolf administration’s efforts to battle the opioid epidemic. The 2016-2017 budget included $20.4 million for Centers of Excellence which serve as central, efficient hubs around which treatment revolves. These centers will have navigators to assist people with opioid-related substance use disorders through the medical system, and ensure they receive behavioral and physical health care, as well as any evidence-based medication-assisted treatment needed.“People from every community in Pennsylvania are suffering from the effects of the opioid epidemic,” said First Lady Frances Wolf. “It is absolutely critical that we continue to battle the stigma surrounding substance use disorder and encourage anyone suffering from this disease to seek help. I am thrilled at the work that Family First Health and all of the Centers of Excellence are doing to curb this public health crisis.”“After seeing firsthand the work that Family First Health provides, I am thrilled with the work being done to strengthen the community,” said Secretary Dallas. “As we know, the opioid epidemic does not discriminate and affects every Pennsylvanian in some way. We are excited to have them as a location for the COE program, providing quality services to individuals in need.”In late September, Governor Wolf addressed a joint session of the General Assembly to outline a set of shared, specific legislative goals that would help tackle the opioid and heroin crisis. Together with Republicans and Democrats in both the House and Senate, Governor Wolf made a commitment to prioritize helping the victims of substance use disorder and the communities that have been devastated by this terrible disease.During the fall session, we made real progress in helping the victims of substance use disorder and the communities that have been devastated by this terrible disease. The governor and legislators made significant achievements toward fighting this epidemic by passing five major bills that will strengthen the Prescription Drug Monitoring Program, restrict the number of pills that can be prescribed to minors or in emergency rooms, establish education curriculum on safe prescribing, and create more locations for the drop-off of drugs among other important initiatives.If you or someone you know is suffering from substance use disorder, help is available. Please visit pa.gov/opioids or call 1-800-662-HELP.Like Governor Tom Wolf on Facebook: Facebook.com/GovernorWolf November 21, 2016 SHARE Email Facebook Twitter In York County, First Lady Frances Wolf Discusses Efforts to Battle Opioid Epidemic
The home at 27 Mulgowie St, Sunnybank sold at auction.A three-bedroom home in Sunnybank has sold under the hammer to a bidder who arrived late to the auction thanks to a delayed flight. The family home at 27 Mulgowie St sold at auction for $825,0000 on Saturday, May 27. The brick-and-tile property is on an 834sq m block and features an outdoor area and remodelled kitchen. Marketing agent Mark Allen, of Allen and Lee Real Estate, said the auction attracted a crowd of more than 70 people and nine registered bidders, but it was the last buyer to register who proved to be successful. Mr Allen said the new owner flew to Brisbane from Melbourne on the morning of the auction.More from newsCrowd expected as mega estate goes under the hammer7 Aug 2020Hard work, resourcefulness and $17k bring old Ipswich home back to life20 Apr 2020The home at 27 Mulgowie St, Sunnybank“He had never seen the home before and his flight was delayed, so he consequently arrived very late, just as the auction was near the end,” he said. “He requested late registration in a real hurry, he bid and he bought. Everyone was happy.”Mr Allen said the vendors bought the land for $18,000 39 years and built a family home. “The home is now too big for them so they decided to downsize,” he said. According to CoreLogic data, the median house price in Sunnybank is sitting at $714,750, which is up 1.5 per cent in the February quarter but down 0.5 per cent in the 12 months to February. Long-term growth in the southside suburb has been strong, with the median house price growing 23.2 per cent in the past three years and 43.5 per cent in the last five years.